Refinance Savings
Conforming 30 year fixed-rate
Data shown is for a new rate of 3.750% on loan amounts less than $250,000, 3.625% for loan amounts equal to or greater than $250,000
The table below shows the mortgage interest savings over time from a refinance to the rate indicated above.
In the first toggle drop-down select how long ago you obtained your existing mortgage.
If your scenario falls outside the scope of the available options we suggest you request a custom refinance saving analysis. Once you complete the request the report will be delivered to your email address within a few minute of submission during normal business hours. See details about the Custom Refinance Savings Analysis here.
Select the tab for your current interest rate.Bonds rally, recovering most of the ground lost on Friday afternoon. 10-year treasury note yield drops to 1.834% at close on 05/31. Mortgage rates drop in correlation with bond yields.
Conforming 30-year fixed-rate drops to 3.500% (3.517% APR) with no origination fee and no discount points. (Loan amount: $400K-80% LTV)
Non-conforming 30-year fixed-rate 3.750% (3.761% APR) with total lender fees of only $5,600. (Loan amount: $650K-80% LTV)